Over the past 10 years, our global investment teams have developed a wide range of product solutions to address clients’ varied and evolving needs. From core and multi-sector investing to more focused mandates.
We offer innovative and differentiated techniques expressly designed to support our clients as they navigate each unique economic cycle. The capabilities of these teams are available through individual strategies or combined in custom-blended solutions.
Our goals are to maximize individual potential, increase commercial effectiveness, reinforce the firm’s culture, expand our people’s professional opportunities, and help them contribute positively to their greater communities.
We are rated AA–/positive by Standard & Poor’s. Our solid financial position reassures our customers that we will be there when they need us to handle their claims and gives confidence to our shareholders that we are financially stable. It also gives us a well-earned positive reputation as a business and employer, and positions us to invest in future growth.
Our business is balanced both geographically and by products and customer segments. Our strong retail and commercial franchise and flexible operating model means we can weather economic and market volatility and take advantage of industry change.
We understand the risks our customers face and can structure offerings that meet their needs. This reinforces our global brand, one of the most valuable in the insurance industry. Our strong reputation allows us to attract the best talent worldwide.
Our transformation to become a truly customer-led company is well underway and we have established a platform from which to evolve and grow.
We have successfully simplified our business and operations, to make better use of our resources.
We are adapting to make sure we continue to meet and exceed customers’ expectations and needs.
We see opportunities to grow the business. We will remain cost-driven and continue to simplify the organization. We aim to improve portfolio quality and make better use of capital.
1 Business operating profit after tax return on equity, excluding unrealized gains and losses.
2 Before capital deployment
3 From FY-20 the basis for the Group’s target capital has been changed to the Swiss Solvency Test (SST). Previously the target was based on the Group’s internal Z-ECM basis.
Our employees are helping our retail and commercial customers to understand and protect themselves from risk.